Apply Now for 3 Marla Plot in Apni Zameen Apna Ghar Scheme Worth 18–25 Lakh Before Deadline. The Punjab government is offering a game-changing opportunity for low-income families in the province through the Apni Zameen Apna Ghar scheme.
Launched by Chief Minister Maryam Nawaz Sharif in May 2025, this initiative provides free 3 Marla residential plots to homeless families across Punjab. These plots, valued between 18 to 25 Lakh Pakistani Rupees, are being offered not just as a handout but as a foundation for a better, more stable future.
The scheme is designed to empower underprivileged families, offering them an opportunity to own land and eventually build their own homes. With the e-portal launched on May 1, 2025, applications are now being accepted, and the registration period is open until the end of May 2025.
Applicants are encouraged to apply early, as the opportunity is available for a limited time. The scheme also provides interest-free loans to assist plot owners in constructing their homes, making property ownership more accessible for low-income citizens.
Overview of Apni Zameen Apna Ghar Scheme
Here are the key highlights of the Apni Zameen Apna Ghar scheme:
- Free 3 Marla plots worth 18 to 25 Lakh Pakistani Rupees.
- E-portal live from May 1, 2025 at azag.punjab.gov.pk.
- Registration open for one month only.
- 2,000 plots distributed across 23 housing schemes in 19 districts.
- ₹36 billion interest-free loan fund for house construction.
- Priority given to orphans, widows, disabled persons, and laborers.
A Lifeline for the Poor: CM Maryam Nawaz’s Vision
The Apni Zameen Apna Ghar scheme is an extension of the Apni Chhat Apna Ghar initiative, which already helped thousands of families build safe homes. With this new project, the Punjab government is taking a significant step toward ending homelessness by offering land ownership. This is a key component of the government’s broader vision to empower the marginalized and vulnerable sections of society.
During the official launch, Chief Minister Maryam Nawaz stressed the importance of providing housing security for these vulnerable populations. The scheme also includes a massive ongoing effort to construct homes for the underprivileged. Over 34,000 homes are under construction, and 2,000 homes have been completed within just six months.
Plot Distribution Locations
The first phase of the plot distribution will focus on the following districts:
- Jhelum
- Pattoki
- Mamun Kanjan
- Lodhran
- Renala Khurd
These districts were selected based on housing demand and the availability of government land, with plans for further expansion in the subsequent phases.
Eligibility Criteria
To ensure that the scheme benefits those who need it the most, the eligibility criteria for applicants are as follows:
- You must be a permanent resident of Punjab.
- You should not own any property in Pakistan.
- You need to be registered with the National Socio-Economic Registry (NSER).
- Your family’s monthly income should be below ₹50,000.
Additionally, priority will be given to:
- Widows
- Orphans
- Differently-abled individuals
- Daily wage laborers
The NSER registration ensures the scheme targets the low-income population with precision and fairness.
How to Apply: Step-by-Step Process
Online Application Process:
- Visit the official website: https://azag.punjab.gov.pk
- Click on Apply Now and register with your CNIC.
- Complete the application form with your personal and family details.
- Upload the required documents:
- NSER registration proof
- Income certificate
- CNIC copy
- Submit the application and save the tracking/reference number for future updates.
Offline Application Support:
- Visit the nearest Deputy Commissioner (DC) Office.
- Find the Apni Zameen Apna Ghar registration desk.
- Get guidance from the staff to fill out and submit your application.
All applications, whether online or in-person, will be verified and processed by the local authorities.
Last Date to Apply for Azag Punjab
The registration period is from May 1, 2025, to May 31, 2025. Since the first phase offers only 2,000 plots, early application is essential to secure a plot. No official extension has been announced, so applicants are urged to apply before the end of May 2025.
Construction Support Through Interest-Free Loans
In addition to providing land, the government is offering a ₹36 billion loan fund to help beneficiaries build their homes:
- Interest-free loans for construction.
- Affordable monthly installments.
- Government-supervised disbursement and verification.
This financial support ensures that the land ownership process is followed by home construction, turning land into livable homes.
Program Progress and Future Expansion
The success of this initiative is already evident: 2,000 homes have been completed, with 34,000 more under construction. The government’s swift progress shows the project’s viability and long-term potential. The first phase is a precursor to the next phases, which will expand eligibility and coverage to more districts in Punjab.
Conclusion
The Apni Zameen Apna Ghar scheme is not just about land — it’s about stability, dignity, and empowerment. This project offers free plots and financial assistance for construction, helping families build a better future. Eligible applicants are encouraged to apply before the deadline and become part of this life-changing initiative.
FAQs
What is the Apni Zameen Apna Ghar scheme?
It’s a Punjab government initiative offering free 3 Marla plots and interest-free loans to low-income families for home construction.
Who is eligible to apply for this scheme?
Permanent Punjab residents with no property, NSER registration, and income below ₹50,000 can apply.
What is the last date to apply for a 3 Marla plot?
The last date to apply is May 31, 2025; no extension has been announced yet.
How can I apply online for the scheme?
Visit https://azag.punjab.gov.pk, register with your CNIC, fill out the form, and upload the required documents.
Will plot owners get help to build their homes?
Yes, the government offers interest-free loans for home construction through a ₹36 billion support fund.
Which districts are included in the first phase of the scheme?
Plots will be distributed in Jhelum, Pattoki, Mamun Kanjan, Lodhran, and Renala Khurd.
