The Apni Zameen Apna Ghar Program 2025, introduced by the Punjab Government under Chief Minister Maryam Nawaz, is a crucial step toward providing affordable housing for deserving, low-income families in Punjab. The program aims to offer free land ownership and housing loans to families who lack a home.
This initiative is designed with accessibility in mind, allowing individuals without internet access, smartphones, or digital literacy to apply through offline registration at the Assistant Commissioner (AC) office in their respective districts. This guide will walk you through the offline registration process, eligibility requirements, necessary documents, and a step-by-step guide to ensure a smooth application experience.
Overview of Apni Zameen Apna Ghar Scheme
The Apni Zameen Apna Ghar initiative is a government-sponsored housing scheme that offers 3-marla residential plots (approximately 675 square feet) for free. Along with the land, selected individuals will receive an interest-free loan of up to Rs. 1.5 million to help them build their houses. The scheme is a part of the government’s poverty alleviation strategy, aiming to uplift low-income families and provide them with sustainable housing options.
Initially, the program will roll out in 19 districts of Punjab, distributing over 1,800 plots through a transparent selection process. Special priority will be given to widows, differently-abled persons, and low-income families living below the poverty line.
Who Can Apply Through the Offline Method at AC Office?
Offline registration is intended for individuals who do not have access to online portals due to factors like lack of digital literacy, smartphones, or internet access. However, applicants must meet specific eligibility criteria to qualify.
Eligibility Criteria:
- Resident of Punjab with a valid CNIC issued by NADRA.
- No ownership of any residential plot or house anywhere in Pakistan.
- Monthly household income should not exceed Rs. 50,000.
- Must be registered in the National Socio-Economic Registry (NSER) database with a Poverty Means Test (PMT) score of 60 or below.
Applicants who meet all these criteria can proceed with offline registration at their district’s AC office
Where to Apply and How the AC Office Help Desk Works
The Punjab government has set up special registration desks in the offices of the Assistant Commissioners (ACs) in all participating districts. These desks are staffed with trained personnel who assist applicants in verifying documents and filling out registration forms.
Process at the AC Office:
- Visit the AC office during official hours.
- Approach the designated help desk for Apni Zameen Apna Ghar registration.
- Present your original documents and provide photocopies for verification.
- The staff will verify your eligibility based on your NSER PMT score and income status.
- Once verified, you will fill out the application form, which will be entered into the government database.
- Your name will be added to the selection pool, and the final selection will be done via a ballot/lucky draw under government supervision.
Only the applicant themselves can apply at the AC office; third parties are not allowed to submit applications.
Required Documents for Offline Application
Applicants need to bring the original documents along with photocopies for verification. Ensure that all documents are complete and accurate to avoid delays or disqualification.
Documents Required:
- Original CNIC of the applicant (and spouse, if married, with Nikah Nama).
- Proof of residence (e.g., Punjab domicile, utility bill, rent agreement).
- NADRA-issued Family Registration Certificate (FRC).
- Proof of income (salary slip or notarized affidavit for self-employed individuals).
- NSER registration number or proof of inclusion with PMT score of 60 or below.
These documents will be verified by the help desk staff before the application is accepted.
Detailed Step-by-Step Guide for Offline Registration
Follow these steps to register for the Apni Zameen Apna Ghar Program at the AC office:
- Visit the AC office during working hours in your home district.
- Approach the help desk for the Apni Zameen Apna Ghar registration.
- Submit the original documents and photocopies for verification.
- The staff will verify your NSER PMT score and income status.
- If eligible, you will fill out the application form at the help desk.
- Your data will be entered into the digital system and submitted.
- Once successfully submitted, you will be notified when the balloting phase begins.
- If selected, you will receive confirmation of land allotment and an invitation for further processing of the housing loan.
This entire process is free of cost, and applicants are advised not to pay anyone for registration. If anyone asks for money, report them immediately to the official helpline.
Government Helpline for Complaints and Assistance
For transparency and to prevent fraud, the government has established a helpline for housing-related inquiries and complaints.
Helpline Details:
- Official Helpline Number: 0800-09100
- Complaint Method: Call the helpline and provide details about the incident, including the staff involved.
All complaints will be taken seriously, and legal action will be pursued against those violating the official process.
Important Guidelines and Tips for Applicants
Keep these points in mind before applying to avoid any confusion:
- Apply only in your home district. Applications from other districts will not be accepted.
- Only the applicant can apply. No third-party applications are allowed.
- The process is completely free. Do not pay anyone for registration or inclusion in the ballot.
- Ensure your NSER registration is active and your PMT score is 60 or below. If not, visit pser.punjab.gov.pk to check or register.
- If your application is rejected, address the issue and apply again in the next phase.
Conclusion
The Apni Zameen Apna Ghar Program 2025 is an inclusive housing initiative aimed at providing land ownership and housing dignity to the most deserving and low-income families in Punjab. With offline registration available at AC offices, this program ensures that even those without internet access can apply and benefit. Through a transparent, no-cost process, the Punjab government has taken a significant step toward addressing the housing challenges of the province’s economically vulnerable population.
If you or someone you know qualifies for this incredible opportunity, don’t wait! Visit your district’s AC office and apply today. Secure your future and build your dream home with the government’s support.
FAQs
What is the Apni Zameen Apna Ghar Program?
It’s a Punjab government housing scheme that offers free 3-marla plots and interest-free loans to low-income families.
How can I apply for the program without internet?
Visit your district’s Assistant Commissioner (AC) office and register through the designated help desk.
Who is eligible for offline registration?
Punjab residents with a valid CNIC, no property ownership, income under Rs. 50,000, and a PMT score of 60 or below.
What documents are required for the offline application?
You need your CNIC, proof of residence, income proof, FRC, and NSER/PMT details.
Can someone else apply on my behalf at the AC office?
No, only the applicant themselves can apply. No representatives are allowed.
Is there any fee to apply for the Apni Zameen Apna Ghar Program?
No, the entire registration process is 100% free of cost.
