How To Reduce Your PMT Score For Ehsaas Program 2025 (Step-by-Step Guide). Many families in Pakistan are struggling to access Ehsaas Program 2025 benefits due to a high PMT (Poverty Means Test) score. If you’re among those who were previously considered ineligible, this article will guide you step-by-step on how to reduce your PMT score and become eligible for Ehsaas and Benazir Income Support Program (BISP) financial aid.
Reducing your PMT score is not about manipulation it’s about updating your true financial condition so that the government recognizes your current hardship and includes you in the program.
What Is a PMT Score?
The PMT (Proxy Means Test) Score is a poverty measurement system introduced by the Government of Pakistan to identify low-income households for social protection schemes like Ehsaas, BISP, and Ehsaas Rashan Riayat.
How It Works
- The PMT score is based on your household data, collected through the NSER (National Socio-Economic Registry) survey.
- It evaluates your income, assets, family size, education level, and employment status.
- The lower your score, the higher your chances of being eligible for the Ehsaas Program.
| PMT Score Range | Eligibility Status | Support Type |
|---|---|---|
| 0 – 32 | Eligible for BISP & Ehsaas programs | Monthly cash + Rashan subsidy |
| 33 – 40 | Conditional eligibility | Rashan only or partial support |
| 41+ | Not eligible | No cash or Rashan benefit |
Why Your PMT Score Might Be High
Many people’s PMT scores are higher than expected because their data has not been updated or contains incorrect information. Here are the most common reasons:
- You previously owned property, a car, or assets, even if now sold.
- Household data not updated after loss of income or job.
- NSER survey not revised in recent years.
- Incorrect information entered during your last Ehsaas or BISP registration.
- Family income combined or misreported.
If your circumstances have changed — such as losing a job, becoming widowed, or facing disability — it’s vital to update your NSER data to reflect your current economic situation.
Step-by-Step Guide: How to Reduce Your PMT Score for Ehsaas Program 2025
Let’s go through the complete process that helps you legally and correctly reduce your PMT score so you can become eligible for financial support under Ehsaas 2025.
Step 1: Visit the Nearest NADRA or BISP Office
Go to your nearest NADRA or Benazir Income Support Program (BISP) office and request to update your socio-economic data.
- Tell the representative that your financial condition has changed and you want to update your NSER profile.
- Carry all relevant documents (listed later in this article).
- The NADRA representative will guide you through the NSER update process and record your latest income and family details.
Tip: Visit early in the morning to avoid long queues.
Step 2: Request an NSER Re-Survey
If your last survey was done before 2021, your information is likely outdated. Ask for a re-survey from the NSER team.
During the survey, you’ll be asked:
- Number of dependents in your household.
- Monthly income and employment details.
- Education level and health conditions.
- Property or asset ownership (if any).
- Electricity and gas usage patterns.
Your answers directly impact your PMT score — so be honest and accurate.
Step 3: Remove Incorrect or Outdated Data
Sometimes, your PMT score is high because of old or incorrect records in the database.
Examples:
- Old CNIC linked to a family member who is now deceased.
- Property sold long ago still appearing under your name.
- Outdated employment details still marked as active.
Ask the NADRA or BISP officer to remove or correct such data.
Step 4: Highlight Financial Hardships
To justify a lower PMT score, clearly mention any of these valid conditions if applicable:
- Job loss or unemployment
- Medical issues or disability
- Widowhood or single parenthood
- Children in school (education costs)
- No property or land ownership
Supporting documents such as medical certificates, school fee receipts, or unemployment proof can help your case.
Step 5: Submit Required Documents
Here’s a list of essential documents you must bring when updating your NSER record:
| Document Type | Purpose |
|---|---|
| Original CNIC | Identity verification |
| Children’s B-Forms | Proof of dependents |
| Utility bills | Address and household data |
| Income proof or affidavit | Confirms financial status |
| Old NSER Slip | For re-verification |
| Disability or widow certificate (if applicable) | For special consideration |
Step 6: Wait for Data Verification
After submission, your information goes through data verification by NADRA and BISP.
This usually takes 15–30 days, depending on your district. Once verified, your new PMT score will be calculated automatically in the Ehsaas database.
Step 7: Check Your PMT Score Online
Once updated, you can check your PMT score online through the official portal.
How to Check PMT Score Online:
- Visit the official Ehsaas or BISP website.
- Click on the “Check PMT Score” option.
- Enter your CNIC number (without dashes).
- Enter the security code (CAPTCHA) displayed.
- Click Submit.
- Your updated PMT score and eligibility status will appear on the screen.
If you don’t have internet access, you can visit your nearest BISP office to verify your PMT score in person.
Step 8: Apply for the Ehsaas Program Again
Once your score is reduced to 32 or below, you can reapply for Ehsaas Program 2025.
Eligible applicants receive:
- Monthly cash assistance of Rs. 12,000–14,500.
- Ehsaas Rashan Riayat worth Rs. 4,500 in monthly grocery discounts.
- Additional benefits such as Ehsaas Taleemi Wazaif for school-going children.
Ehsaas Rashan Riayat and PMT Score Connection
The Ehsaas Rashan Riayat Program provides discounted groceries to households with a PMT score below 40.
| PMT Score | Rashan Subsidy Eligibility |
|---|---|
| 0–32 | Full subsidy (Rs. 4,500 per month) |
| 33–40 | Partial subsidy (up to Rs. 2,000) |
| 41+ | Not eligible |
If your PMT score falls within the first two categories, you can buy subsidized flour, ghee, sugar, and pulses from Utility Stores by showing your CNIC.
Additional Tips to Keep Your PMT Score Low
Here are some expert tips that can help you maintain eligibility in the long run:
- Update your data annually through NADRA or BISP.
- Avoid registering unnecessary assets or vehicles in your name.
- Keep electricity and gas bills low if possible.
- Always declare dependents and school-going children accurately.
- Participate in government surveys and keep your contact number active for updates.
Common Mistakes That Increase PMT Score
Avoid these mistakes if you want to stay eligible for Ehsaas 2025:
- Providing false or incomplete information during survey.
- Ignoring data updates after major life changes.
- Having multiple CNICs linked to same household.
- Not informing NADRA after death of a family member.
Transparency ensures your true economic condition is recorded correctly — helping you stay within the eligibility bracket.
How to Get Help
If you face issues reducing your PMT score or updating data, you can contact:
| Department | Contact Method |
|---|---|
| BISP Helpline | 0800-26477 |
| Ehsaas Program Support | 8171 SMS Service |
| Official Website | https://www.bisp.gov.pk |
| NADRA Helpline | 051-111-786-100 |
FAQs
1. What is the minimum PMT score required for Ehsaas Program 2025?
You need a PMT score of 32 or below to qualify for full Ehsaas and BISP benefits.
2. Can I reduce my PMT score manually?
No, you can’t edit it yourself. Only NADRA and BISP can update your data based on verified household information.
3. How long does it take to update my PMT score?
It usually takes 2–4 weeks after completing your NSER re-survey and document verification.
4. What happens if my PMT score remains high?
You won’t qualify for cash aid, but you may still receive partial Rashan subsidies if your score is below 40.
5. Can widows or disabled persons apply even with a high score?
Yes. They receive special consideration if valid supporting documents are submitted.
Conclusion
Reducing your PMT score for Ehsaas Program 2025 isn’t about tricking the system — it’s about reflecting your real financial condition so you can receive the help you deserve.
By following this step-by-step guide, visiting NADRA or BISP offices, and keeping your information accurate, you can lower your PMT score and qualify for financial and Rashan benefits.
