Himmat Card Program for PWDs in Punjab 2025. The Government of Punjab has taken a significant step towards empowering persons with disabilities (PWDs) by launching the Himmat Card Program 2025. This initiative aims to provide financial assistance and essential services to eligible individuals through an ATM-enabled card, offering dignity, independence, and streamlined access to funds. Whether you are a PWD or a family member assisting someone, understanding the Himmat Card program is vital to benefit from its offerings.
In this guide, we explore everything about the Himmat Card, from eligibility criteria and women quota to payment schedule and application details.
What is the Himmat Card?
The Himmat Card is a welfare initiative by the Punjab Government, designed specifically for needy and unemployed PWDs. Unlike a regular bank card, it acts as a gateway to multiple government services, providing financial independence to marginalized groups.
Currently, the program offers a quarterly stipend of Rs. 10,500 to eligible PWDs. The card also allows for ATM cash withdrawals, giving beneficiaries direct control over their funds. In the future, additional services such as medical support, training programs, and government schemes may also be linked to this card.
Key Features of the Himmat Card Program
The Himmat Card is designed with multiple features to ensure ease, transparency, and inclusiveness. Here’s what makes it stand out:
| Feature | Description |
|---|---|
| Quarterly Financial Support | Eligible PWDs receive Rs. 10,500 every three months. |
| ATM Functionality | Withdraw cash conveniently from any ATM in Punjab. |
| Phase-Wise Distribution | 65,000 cards will be issued in two phases. |
| Women Quota | 30% of cards reserved for women to promote gender equality. |
| Transparent Verification | Eligibility can be checked online via official portal. |
| Government Integration | Linked with BISP, PSPA, and Social Welfare Department for smooth verification. |
These features ensure that beneficiaries get financial aid efficiently, without facing bureaucratic hurdles.
Phase-Wise Distribution of Himmat Cards
The Himmat Card program is being rolled out in two major phases to prioritize the most deserving applicants first:
Phase I
- Cards Issued: 40,000
- Targeted towards most needy and eligible PWDs.
- Payments start on September 15, 2025.
Phase II
- Cards Issued: 35,000
- Expands coverage to additional deserving PWDs.
- Ensures gradual, fair distribution of resources.
Eligibility Criteria for the Himmat Card
To ensure support reaches the right individuals, the Punjab Government has set strict eligibility conditions. Applicants must:
- Be certified as a PWD by the Social Welfare Department Punjab.
- Be declared “Not Fit to Work” due to disability.
- Not be employed in any government or private sector job.
- Not have received recent financial aid from:
- Bait-ul-Maal
- Zakat Fund
- Punjab Social Protection Authority (PSPA)
- Benazir Income Support Programme (BISP)
- Have a Poverty Means Test (PMT) score of 45 or below issued by BISP.
- Ensure their DPMIS data is updated, including:
- CNIC number
- Address
- Mobile number
- Educational background
- Work experience (if any)
This structured criteria guarantees that financial assistance reaches the most deserving PWDs across Punjab.
How to Verify Himmat Card Eligibility Online
The verification process is simple, fast, and fully digital. Eligible individuals can check their status through the official Himmat Card portal:
Verification Steps:
- Visit https://swd.punjab.gov.pk/Himmatcard
- Enter your CNIC number.
- Follow on-screen instructions to view your eligibility status.
- Print or save the verification page for reference.
This online facility ensures transparency and reduces unnecessary delays in payments.
Women Quota in the Himmat Card Program
A 30% quota has been reserved specifically for women with disabilities. This ensures that female PWDs, who often face social and economic barriers, are not excluded from receiving support.
This gender-inclusive approach is aligned with the Punjab Government’s commitment to empowering women and promoting equality in welfare programs.
Himmat Card Benefits for PWDs
The Himmat Card offers more than just cash assistance. Here are the key benefits:
- Financial Independence: ATM withdrawals allow direct access to funds.
- Quarterly Stipend: Ensures consistent financial support every three months.
- Integration with Government Services: Links with PSPA, BISP, and Social Welfare.
- Women Empowerment: Reserved quota enhances gender inclusiveness.
- Transparent Process: Online verification reduces fraud and delays.
- Future Additions: Potential for linking healthcare services, training, and skill development programs.
Application Process for the Himmat Card
Applying for the Himmat Card is designed to be simple and user-friendly:
Step 1: Document Preparation
Ensure the following documents are ready:
- CNIC copy
- Disability certificate from Social Welfare Department
- Proof of unemployment (if applicable)
- PMT score verification (if previously issued by BISP)
Step 2: Application Submission
- Submit your application online via the Himmat Card portal or at Social Welfare Department offices.
- Double-check all data in DPMIS before submission.
Step 3: Verification
- Applications are verified against government records.
- Successful applicants will receive a confirmation message via SMS.
Step 4: Card Issuance
- The card will be delivered through local Social Welfare offices.
- Beneficiaries can immediately start ATM withdrawals.
Helpline and Support for Applicants
If you encounter difficulties or have questions during the application or verification process, you can contact the official Himmat Card helpline:
- Helpline Number: 1312
- Support Available: Assistance with eligibility, application issues, and card-related inquiries.
Having a dedicated helpline ensures timely support for all beneficiaries, especially for those with limited access to digital services.
FAQs
Q1: Who is eligible for the Himmat Card?
A1: Persons certified as PWDs by the Punjab Social Welfare Department, unemployed, not receiving other government aid, and with a PMT score ≤ 45 are eligible.
Q2: How much stipend is provided through the Himmat Card?
A2: Rs. 10,500 every three months is deposited directly into the beneficiary’s Himmat Card account.
Q3: Can women apply for the Himmat Card?
A3: Yes, a 30% quota is reserved specifically for women with disabilities.
Q4: How can I check my eligibility online?
A4: Visit https://swd.punjab.gov.pk/Himmatcard, enter your CNIC, and follow instructions to verify your status.
Q5: When will the first payments start?
A5: The first round of payments began on September 15, 2025 for Phase I beneficiaries.
Q6: Who do I contact for assistance?
A6: You can call the Himmat Card Helpline at 1312 for guidance and problem resolution.
Conclusion
The Himmat Card Program 2025 is a transformative welfare initiative by the Punjab Government aimed at supporting persons with disabilities (PWDs). By providing financial independence, transparency, and ease of access, this program ensures that marginalized groups receive the support they deserve.
